Discover a fresh perspective in insurance

November last year marked a significant career shift for Oshi Hampson. Transitioning from a successful background in massage therapy and healthcare , where she owned a massage clinic, Hampson embarked on a new journey with Combined Insurance, driven by a desire to continue helping people, albeit in a different capacity.

“I wanted a career change but still wanted to help people with their issues, this time on a financial rather than hands-on basis,” explains Hampson, an independent sales representative with the supplementary lifestyle coverage company.

A unique insurance model

What sets Combined apart is its commitment to offering unique supplementary coverage, including accident, sickness, disability and critical illness , without the conventional barriers that often deter individuals from feeling fully protected.

Combined Insurance stands out in covering anything from a chipped tooth, appendicitis, broken bones, stitches, a bad flu to cancer. As Hampson puts it, there are “no occupational or dangerous activity restrictions; we have policies that cover pretty much anyone for pretty much anything!”

Combined Insurance stands out in covering anything from a chipped tooth, appendicitis, broken bones, stitches, a bad flu to cancer. Photo courtesy of Oshi Hampson.

Combined Insurance stands out in covering anything from a chipped tooth, appendicitis, broken bones, stitches, a bad flu to cancer. Photo courtesy of Oshi Hampson.

Hampson, who was a client before becoming an agent, was drawn to the company’s approach to insurance – one that covered her adventurous lifestyle involving sports like dirt biking and snowboarding.

“The products made sense; it’s now something I’m passionate about. There’s better insurance options out there, and everyone needs to know about it,” she says.

From her first interaction, Hampson found the company’s customer service, product range, and team spirit to be unparalleled. Highlighting the immediate coverage without waiting periods or deductibles, she underscores the 365/24/7 protection and the innovative return-of-premium feature.

“If you need it, you have it and if you don’t use it , there’s an option to get all your premiums back – tax free, like a savings account option,” Hampson explains.

Addressing misconceptions

Hampson is acutely aware of the common misconceptions surrounding insurance, particularly the skepticism about the legitimacy and efficacy of policies. She emphasizes that Combined transcends these stereotypes by focusing on claim payouts rather than on advertising.

Combined transcends stereotypes by focusing on claim payouts rather than on advertising. Photo courtesty of Oshi Hampson.

Combined transcends stereotypes by focusing on claim payouts rather than on advertising. Photo courtesty of Oshi Hampson.

“As a representative, I make sure they do actually pay out their claims. They do what insurance is supposed to do for you,” she says, recounting personal success stories and swift claim resolutions that have bolstered her faith in the company.

Motivation and future directions

Driven by a profound desire to assist others, Hampson sees her role at Combined as an extension of her healthcare background, offering financial healing and support to those affected by accidents or illnesses.

She’s excited about the company’s direction, noting the customization options available for policies that address critical health concerns, family discounts, and the affordability of plans. “The premiums are extremely affordable, covering you all through Canada and the US. It sounds too good to be true, but it is!”

For more information, contact Oshi Hampson directly at Oshi.hampson@combinedagent.com for a free, non-obligatory quote.

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